Kingdom Impact Business Advisors was born from a conviction that business was never meant to be just about numbers.
KIBA started because of what we kept watching happen to good business owners on the other side of the table.
Too many business owners were treated like transactions instead of partners. They were rushed, misunderstood, overcharged, or pushed into financing that solved a short-term problem while creating long-term pain.
To transform the lending landscape by setting a new standard of truth, integrity, and service — creating a ripple effect where businesses flourish, employees grow, and communities thrive through Kingdom-centered stewardship.
Not wall art. These are the rules we apply when the easy answer and the right answer are different.
We tell the truth even when it's not the easiest answer. If financing isn't right for you, we'll say so.
Your business matters. We treat it with the care and responsibility it deserves, not as a product to move.
We don't chase quick wins. We build partnerships that grow over time.
Financial decisions shouldn't feel overwhelming. We cut through the noise so you can move forward with confidence.
Success isn't measured by profit alone. Purpose, responsibility, and impact matter just as much.
Preparation is what changes the answer you get from a lender. It is most of the work, and it happens before anyone submits anything.
If this sounds like you, the conversation tends to go well.
Business owners and referral partners on what it’s actually like to work with KIBA.
Michael has been great to work with. Communication is always quick, and he genuinely looks out for my best interests rather than just trying to make a quick buck.
I talked with several other bankers before working with Michael, and most of them immediately pushed short-term loans and MCAs with high fees and aggressive payback terms. Michael took a completely different approach. He helped me find the funding I actually needed and guided me through the SBA process.
I expected the SBA process to be long and complicated, but Michael made it surprisingly smooth and moved things along much faster than I expected. He stayed on top of everything, communicated throughout the process, and kept things moving from start to finish.
It is hard to find a banker who takes the time to understand your situation and focuses on what is actually best for you. I highly recommend Michael to any business owner looking for financing.
I recently worked with Michael and his team at Kingdom Impact Business Advisors to secure a new SBA loan, and the entire experience was excellent. The process was simple, and straightforward from start to finish. Michael was easy to work with, communicated clearly, and made what can normally be a stressful and complicated process feel effortless.
Everything moved along smoothly, and I always knew where things stood. I would highly recommend Michael and Kingdom Impact Business Advisors to any business owner looking for financing or help navigating the SBA loan process. Great experience all around!
Working with Michael was one of the best decisions we made during our SBA loan process. He was incredibly thorough, communicative, and persistent. He guided us step by step, was always available with updates and explanations, and made sure we understood exactly what the lender needed. He verified every detail before anything went to the bank, saving us time and headaches. Thanks to his persistence and expertise, we secured the financing we were looking for. I would STRONGLY recommend him to any business owner looking for a smooth, well-managed funding process.
Michael worked tirelessly with us to obtain our SBA loan and helped us understand the process throughout. He made an otherwise stressful process easy and successful! Highly recommend his services!
Michael was excellent in trying to find every possible solution for my funding needs. He stayed connected to the deal at all times to make sure we got to the closing table.
Michael & Barbara helped us navigate the complexities of an SBA loan. They were patient and proficient with their work, and made the process extremely easy. I would work with them again.
We continue to work with Michael because of his deep experience in the lending space and his genuine commitment to doing what’s right for each client. He consistently goes above and beyond, giving every file the care and attention it deserves. That level of effort and integrity is why we confidently refer our clients to him whenever the need arises.
Book a time with a KIBA advisor and find out what your business qualifies for.