Referral Partners

A trusted capital & advisory
partner for financial professionals.

We support the professionals business owners already trust — partnering with CPAs, bankers, and advisors who want their clients to receive thoughtful, well-structured, bank-ready guidance.

  • Strengthen your client’s position and readiness for capital.
  • Keep you exactly where you belong — at the center of the relationship.
50+
States Served
$100M+
Capital Accessed
24–72h
Guidance Time
Start The Conversation

Let’s find a time to talk

A short call about how we can support your clients — and how the relationship works.

Your information is kept private and secure.
Why Professionals Partner With Us

A disciplined, transparent partner — not another lender in the room

We serve as a seamless extension of your firm, handling the complex work of capital positioning and lender navigation with underwriting-level precision — so you don’t have to.

1

We don’t compete.

2

We don’t confuse your client.

3

And we never undermine the trust you’ve built.

For Your Clients

How this helps you serve your clients better

When you introduce us, you give your clients more than access to capital — you give them clarity.

1

Clarity on capital

A clear understanding of when capital makes sense — and when it doesn’t.

2

A strategic roadmap

A clear plan and next steps instead of guesswork.

3

Options that fit reality

Financing options that align with their actual financial reality.

4

Reinforced advisory role

Guidance that reinforces — never replaces — your advisory role.

Relationship-First. Always.

Referrals are earned, not assumed

Integrity isn’t a talking point — it’s how we operate. Our firm is relationship-driven, not volume-driven, and every engagement is handled with care and discretion.

  • Communicate with transparency and professionalism
  • Provide clear, thoughtful feedback you can stand behind
  • Avoid overpromising or forcing deals
  • Protect long-term relationships over short-term outcomes

We don’t just help clients access capital. We help them access it the right way.

Testimonials

Trusted through every step

Business owners and referral partners on what it’s actually like to work with KIBA.

  • Michael has been great to work with. Communication is always quick, and he genuinely looks out for my best interests rather than just trying to make a quick buck.

    I talked with several other bankers before working with Michael, and most of them immediately pushed short-term loans and MCAs with high fees and aggressive payback terms. Michael took a completely different approach. He helped me find the funding I actually needed and guided me through the SBA process.

    I expected the SBA process to be long and complicated, but Michael made it surprisingly smooth and moved things along much faster than I expected. He stayed on top of everything, communicated throughout the process, and kept things moving from start to finish.

    It is hard to find a banker who takes the time to understand your situation and focuses on what is actually best for you. I highly recommend Michael to any business owner looking for financing.

    Business OwnerSBA Loan Client
  • I recently worked with Michael and his team at Kingdom Impact Business Advisors to secure a new SBA loan, and the entire experience was excellent. The process was simple, and straightforward from start to finish. Michael was easy to work with, communicated clearly, and made what can normally be a stressful and complicated process feel effortless.

    Everything moved along smoothly, and I always knew where things stood. I would highly recommend Michael and Kingdom Impact Business Advisors to any business owner looking for financing or help navigating the SBA loan process. Great experience all around!

    Russell J.SBA Loan Client
  • Michael worked tirelessly with us to obtain our SBA loan and helped us understand the process throughout. He made an otherwise stressful process easy and successful! Highly recommend his services!

    Nick R.SBA Loan Client
  • Michael was excellent in trying to find every possible solution for my funding needs. He stayed connected to the deal at all times to make sure we got to the closing table.

    Richard R.Business Funding Client
  • Michael & Barbara helped us navigate the complexities of an SBA loan. They were patient and proficient with their work, and made the process extremely easy. I would work with them again.

    Raul G.SBA Loan Client
  • We continue to work with Michael because of his deep experience in the lending space and his genuine commitment to doing what’s right for each client. He consistently goes above and beyond, giving every file the care and attention it deserves. That level of effort and integrity is why we confidently refer our clients to him whenever the need arises.

    Paul ChildersRivenWay Business Solutions

Start the conversation

Let’s find a time to talk about how we can support your clients.