Practical writing for business owners weighing whether to borrow, when to borrow, and what to do first.
Short reads on cash flow, business credit and financing readiness.
In many cases, improving cash flow first can reduce the need for borrowing altogether.
Understanding where you stand before pursuing capital can save time, reduce risk, and lead to better long-term outcomes.
Business credit isn’t just a financial metric, it’s a reflection of how your business is perceived.
Business owners and referral partners on what it’s actually like to work with KIBA.
Michael has been great to work with. Communication is always quick, and he genuinely looks out for my best interests rather than just trying to make a quick buck.
I talked with several other bankers before working with Michael, and most of them immediately pushed short-term loans and MCAs with high fees and aggressive payback terms. Michael took a completely different approach. He helped me find the funding I actually needed and guided me through the SBA process.
I expected the SBA process to be long and complicated, but Michael made it surprisingly smooth and moved things along much faster than I expected. He stayed on top of everything, communicated throughout the process, and kept things moving from start to finish.
It is hard to find a banker who takes the time to understand your situation and focuses on what is actually best for you. I highly recommend Michael to any business owner looking for financing.
I recently worked with Michael and his team at Kingdom Impact Business Advisors to secure a new SBA loan, and the entire experience was excellent. The process was simple, and straightforward from start to finish. Michael was easy to work with, communicated clearly, and made what can normally be a stressful and complicated process feel effortless.
Everything moved along smoothly, and I always knew where things stood. I would highly recommend Michael and Kingdom Impact Business Advisors to any business owner looking for financing or help navigating the SBA loan process. Great experience all around!
Michael worked tirelessly with us to obtain our SBA loan and helped us understand the process throughout. He made an otherwise stressful process easy and successful! Highly recommend his services!
Michael was excellent in trying to find every possible solution for my funding needs. He stayed connected to the deal at all times to make sure we got to the closing table.
Michael & Barbara helped us navigate the complexities of an SBA loan. They were patient and proficient with their work, and made the process extremely easy. I would work with them again.
We continue to work with Michael because of his deep experience in the lending space and his genuine commitment to doing what’s right for each client. He consistently goes above and beyond, giving every file the care and attention it deserves. That level of effort and integrity is why we confidently refer our clients to him whenever the need arises.
Book a time with a KIBA advisor and get a straight answer about your own situation.